[CGV]

My new Cyber Gray C7 with State Farm is $244.73 per 6 months. C7 is not a daily driver and usually is taken out once or twice a week. Limits of 250,000/500,/100,000, Full Comp, 500 Coll, ERS, Rental. I'm age 66 married with excellent driving record and credit. Been insured for 40 years with this company.

Ask your State Farm Agent about DDS (Drive Save and Safe). Since the new C7 is equipped with OnStar, you will be eligible for discounts ranging from a minimum of 5% to 50%. With State Farm, OnStar only reports your annual mileage to the insurance company. No driving information such as speed, turns, stops or starts. Telematics is the new thing for Safe Drivers.

 

[petemoss]

I’m in NJ, have 100,300,100. $1,000 deductable on collusion $100 on Comp. Also have a 2003 Ranger with the same coverage. Can drive the C7 <5,000 miles a year. $1,394 Allstate.

 

[mybluecorvette]

840 per year. For two vehicles in NJ with a 6k restriction on mileage on the C7 and 2K on the 51 ford F1 pickup. Agreed value on both and they are not daily drivers.


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[jalbregts]

Insurance rates in TX will bite you. Especially if you live in a hurricane area. Our rates have literally doubled here in the past 5 years. I have $1,000 deductible, for 6,000 miles/yr, 100/300/100, uninsured motorist, road hazard, etc. --$1,200/yr through USAA and that is with a credit rating in the 98th percentile. The good news is I just sold my BMW M3 and it's $300/yr cheaper and also $500/yr cheaper than estimates from State Farm and MetLife.

 

[greggshere]

Insurance rates in TX will bite you. Especially if you live in a hurricane area. Our rates have literally doubled here in the past 5 years. I have $1,000 deductible, for 6,000 miles/yr, 100/300/100, uninsured motorist, road hazard, etc. --$1,200/yr through USAA and that is with a credit rating in the 98th percentile. The good news is I just sold my BMW M3 and it's $300/yr cheaper and also $500/yr cheaper than estimates from State Farm and MetLife.

I hear you on that, and I'm sure that is my issue as well. I live in Eastern NC and my agent told me that's why both my home owners and auto are higher than what they should be. He said when hurricane damages occur up and down the east coast everybodys rates raise regardless of whether or not you have a claim. This is done to spread the "costs" to all customers. Sucks.

 

[Ragtop]

I used to do that. In New York it required my turning the plates into Department of Motor Vehicles. Saved a fair amount of money.

Same for jersey, you have to surrender your plates. PITA.

 

[redshift1]

AAA
65 YRS old
Perfect driving and credit
About $900 per year
5K miles
California

Will shop insurance when I buy either a Vette or Lexus RC-F.

.

 

[Mobius]

Geico

I currently have four vehicles insured through them, all at the same level of insurance:

Bodily Injury Liability
$100,000/$300,000
Comprehensive
$500 Ded.
Property Damage Liability
$50,000
Collision
$500 Ded.

I just got a quote to add my 2014 Corvette convertible, which will be delivered next month. Here's the info:
Current premium (for the four current vehicles) $428.92 for 6 months
Quoted Premium with 2014 Corvette added (5 cars total) $610.63 for 6 months

Premium Difference (2014 Corvette only) $181.71 for 6 months

 

[mjw930]

Geico

I currently have four vehicles insured through them, all at the same level of insurance:

Bodily Injury Liability
$100,000/$300,000
Comprehensive
$500 Ded.
Property Damage Liability
$50,000
Collision
$500 Ded.

I just got a quote to add my 2014 Corvette convertible, which will be delivered next month. Here's the info:
Current premium (for the four current vehicles) $428.92 for 6 months
Quoted Premium with 2014 Corvette added (5 cars total) $610.63 for 6 months

Premium Difference (2014 Corvette only) $181.71 for 6 months

What state and does your state require UI/UM?


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[regguy1]

I hear you on that, and I'm sure that is my issue as well. I live in Eastern NC and my agent told me that's why both my home owners and auto are higher than what they should be. He said when hurricane damages occur up and down the east coast everybodys rates raise regardless of whether or not you have a claim. This is done to spread the "costs" to all customers. Sucks.

That is how all insurance works, spread the risk.

 

[Mobius]

What state and does your state require UI/UM?

Indiana

I also have UI/UM on those vehicles.

Uninsured Motorist Bodily Injury $100,000 per person/$300,000 per occurrence
Uninsured Motorist Property Damage $50,000
Underinsured Motorist $100,000 per person/$300,000 per occurrence

 

[kleinf]

Geico quote is $500 for six months for Corvette and BMW, both are under pleasure.

 

[Mobius]

Geico quote is $500 for six months for Corvette and BMW, both are under pleasure.

Clearly, the folks at Geico appreciate my good driving skills.

I was with Farmers Insurance for a long time, and they started to increase my auto rates over the last three years. Last year, for a 2005 Civic we have, they asked for $400/6 months - that was when I dumped them and I moved every thing to Geico.

Now I pay $428.92 for 6 months for four vehicles, two of them Corvettes.
.
.
Now that I think about it, I hope Geico doesn't read this forum, or those rates may start to rise!

 

[14stingraylvr]

As Corvette owners, we should all support the Corvette Museum and understand that they also have an on site Insurance Agency through American Modern Insurance of Ohio. I currently have 6 cars insured through the Museum Agency (check the Museum web site & Adam Boca agent) all with stated values ($7500-'29 Buick, $13,500-'57 Chevy B.A. H.T., $22,500-'61 Pontiac Ventura B.T., $60K-'65 Corvette F.I. Coupe, $12500-'07 Ferrari Daytona Spyder kit car & $50K-2010 Corvette G.S. Conv.) with $500 Coll., 250 Comp, 500K liability, UIM 100-300K, stated mileage of 1000-6000 annual on each, no accidents, no tickets ever, 800+ Trans. Union Credit Score, married with two other cars to drive, Lifetime Museum & local Corvette Club member and 72 years young!!! I called Adam and a new 2014 Corvette Coupe (whenever I get it- hopefully June and trading in the 2010 G.S.) would be about $12.00 more than the $812 annual for all 6 cars that I am paying now!!!. I think a real great deal. I have not have any claims on any of these or like cars in over 50 years so I cannot say how good the coverage is when needed, but looks very good to me now and I have been with them for over two years. I had been with Ohio Causality, Motorists Mutual of Ohio & State Farm and Hagerty for over 48 years until I switched to American Modern through the Museum and their rates were the BEST with no questions of the Kit Car, cars under restoration or values submitted. It might be worth the effort to contact the Museum - and I am not an employee of the Museum or American Modern. dt

 

[akpancake]

If I had insured mine in Alaska, it would have been $1,550/yr. But I insured mine in Washington state, and it is $458.64/yr. with low mileage discount, at age 48, clean driving record for 25+ yrs.
(I guess there are no moose to hit down south)

 

[rrigia]

I live in Magnolia, Tx. 77354. About 40 miles North of Houston. Agent tells me I cannot have one car with one company and the C7 with another company.
71 years old with MERCURY INSUR GROUP
Liablilty - $ 1 million
Uninsured or Underinsured- $1 million
Comp and Collision $500 deductable
Towing- $100
rental $40 per day/30 days max
$1477 year for my C7
$1209 year for my 2009 Altima

 

[mjw930]

I live in Magnolia, Tx. 77354. About 40 miles North of Houston. Agent tells me I cannot have one car with one company and the C7 with another company.
71 years old with MERCURY INSUR GROUP
Liablilty - $ 1 million
Uninsured or Underinsured- $1 million
Comp and Collision $500 deductable
Towing- $100
rental $40 per day/30 days max
$1477 year for my C7
$1209 year for my 2009 Altima

I believe your agent is full of shit...... You can insure every car you own with different companies, you just lose any multicar discounts and you can't easily stack the UI/UM. That $1M UI/UM is what's killing you but obviously you have a lot of assets to protect so I'm sure it's worth the money to you.

 

[mjw930]

As Corvette owners, we should all support the Corvette Museum and understand that they also have an on site Insurance Agency through American Modern Insurance of Ohio. I currently have 6 cars insured through the Museum Agency (check the Museum web site & Adam Boca agent) all with stated values ($7500-'29 Buick, $13,500-'57 Chevy B.A. H.T., $22,500-'61 Pontiac Ventura B.T., $60K-'65 Corvette F.I. Coupe, $12500-'07 Ferrari Daytona Spyder kit car & $50K-2010 Corvette G.S. Conv.) with $500 Coll., 250 Comp, 500K liability, UIM 100-300K, stated mileage of 1000-6000 annual on each, no accidents, no tickets ever, 800+ Trans. Union Credit Score, married with two other cars to drive, Lifetime Museum & local Corvette Club member and 72 years young!!! I called Adam and a new 2014 Corvette Coupe (whenever I get it- hopefully June and trading in the 2010 G.S.) would be about $12.00 more than the $812 annual for all 6 cars that I am paying now!!!. I think a real great deal. I have not have any claims on any of these or like cars in over 50 years so I cannot say how good the coverage is when needed, but looks very good to me now and I have been with them for over two years. I had been with Ohio Causality, Motorists Mutual of Ohio & State Farm and Hagerty for over 48 years until I switched to American Modern through the Museum and their rates were the BEST with no questions of the Kit Car, cars under restoration or values submitted. It might be worth the effort to contact the Museum - and I am not an employee of the Museum or American Modern. dt

I got a quote for the C7 from them and it was very good BUT, since the C7 is the only car I own that they will insure I can't bundle up all my cars into one policy with them.

 

[14stingraylvr]

rrigia, I am in Ohio and have 6 cars (Antique, Collector and 2 Corvettes) with the Corvette Museum (American Modern) and 2 drivers (mine and wife's) with Allstate currently and did have 5 (antique, collector and 1 Corvette) with Hagerty and three (driver, wife's and 1 new Corvette) with State Farm. I would check again with your agent or others. With the current Allstate coverage and previously with State Farm I still qualified with a multi-car discount with 2 or 3 that they covered. Might be different down there, but lean on them again. I also, in both cases had Home, 1 Million Umbrella, antique family heirlooms policy along with cars with State Farm and Allstate that might have helped. I know that Grundy wants all of the cars or they will not write coverage. dt

 

[mjw930]

Even Geico can't touch that - thanks for the info!

I was shocked when I went and did a quite with Geico, they beat my current Allstate policy by 30%.

Today I have 2 cars, a 2014 Silverado and a 2012 VW CC. 6 month policy with Allstate is $870. 6 month policy with Geico is $690. When I add the C7 to the mix the Geico rate goes up to $900, the Allstate rate goes up to $1300. The Geico additional for the C7 is roughly equal to the price the NCM insurance agency quoted as a stand alone policy.

Surprisingly, when I checked Geico 2 years ago they were stupid expensive. Looks like they have adjusted their rates to get more FL business. Either that or they will jack my rates a ton on renewal.

I may just have to change companies.