We all need to check with our insurance company before we buy a Z06. Just checked with mine, "a biggie," (whom I will not publicly name), and they will be evaluating every new Z06 insurance policy request on a case by case basis, even if you already have an automotive policy with that company. Can't hurt to ask up-front in this case. Those with a questionable event(s) should be very diligent in doing this. I checked; I passed, and was/am amazed how very, very low my rate range will be (company is only giving a rate range at this time, as they too do not know whether we are talking 625 or 650 HP, etc.).