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Discussion Starter #1
I was going to add the wheel and tire coverage on my car when I hopefully pick up my car in a month.

Two questions:

Is it worth it?

How much did you pay? (My dealer said it was around $1300 that sounds high)

Thanks

H2O
 

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Wheels are covered by you auto insurance and you can get tire certs from Discount for about $40 each once you pick up the car so no, it's not worth it IMHO.
 

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I was going to add the wheel and tire coverage on my car when I hopefully pick up my car in a month.

Two questions:

Is it worth it?
How much did you pay? (My dealer said it was around $1300 that sounds high)

I decided to purchase the coverage (Never bought it on any other vehicle before the Stingray). The total was $756 and it included five years of coverage with no deductible. Yes, my car insurance would cover AFTER I pay my deductible, but I would prefer not to make an auto claim for that type of thing. What are the chances in 5 years of scrapping a wheel on a curb or getting a nail in the sidewall? Idk, but at $150 a year it seemed worth the piece of mind to me. Be sure to read all the details/exceptions etc. Good luck!
 

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So, let's say you curb your rim and it gets ugly scratches, but does not hurt the balancing of the wheel. Do you get a new rim?

Let's say you get a nail in a tire in an area where it cannot be repaired. Do you get the same brand of tire replaced?
 

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Discussion Starter #5
So 750 is more in the ballpark?
 

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So, let's say you curb your rim and it gets ugly scratches, but does not hurt the balancing of the wheel. Do you get a new rim?
No, the coverage is typically only for damage that makes the wheel unserviceable and some plans replace it with a "repaired" wheel, I don't play that game. On a base model a new wheel's street price is less than $500. Z51 wheels are a bit more but I don't know how much more.

Let's say you get a nail in a tire in an area where it cannot be repaired. Do you get the same brand of tire replaced?
You get a new tire of the same brand and model, if that tire is still available. You get the replacement tire if the original is not longer made (that brings up the sticky subject of mismatched tires, I don't play that game either). Many plans pro-rate the replacement so once you get past 7/32nd you only get a portion of the cost of a new tire refunded.
 

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Thank you for these details, Mark! I suspected as much, but it is good to know. If and when this is offered to me, those are the types of questions I would ask. Given answers such as those, I would not be interested.

By the way, when getting tires for my old car from a tire place a few years ago, the tire shop offered tire insurance. However, the details were that they would not necessarily even replace it with the same brand and model of tire. It would be the right size of course, but no guarantees beyond that. Of course, I said, "No thank you."
 

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Discussion Starter #8
So I am still contemplating on if I get it or not. My dealership says it does include curb damage and such. Still want to hear what others have payed for it.
 

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Be careful what "curb damage" means. It may only mean bent rims resulting from curb damage. It most likely will not include curb damage which is cosmetic, which is probably the vast majority of what happens when you curb a wheel. I think Mark's post above does a great job of explaining the usual limitations. That was also my understanding previously, but wanted to get more confirmation. Be sure you ask them the hard questions before you put money on such wheel coverage. It would be a pity to pay for it, and then find it didn't cover what you expected it to cover because of their limited definition of "curb damage".
 
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Here's the way I look at it. If I bend or otherwise damage a rim placing it out of service I'll weight the price of replacement vs. my insurance coverage. At most I'm out $250 or $500, depending on my deductible. For me, with well over 2 million miles under my belt I've had 2 instances of wheel damage, I like my odds. And, I've been running low profile tires since they came out in the '80's with the P7's on my Porsche so my experience is apples to apples.

If I curb a wheel there are a number of options. Alloy Wheel Repair Specialists | The World's Largest Wheel Repair Company This company has gained a good reputation within the sports car community and depending on the amount of damage can fix your wheel at your house for less than $200. Either mobile repair or shipping them off to a brick and mortar facility will get you a cosmetic repair for well under your deductible so I feel I have that covered as well.

As for the tire itself, Discount Tire's repair/replacement certificates are some of the best in the industry. You can purchase them for your new tires for about $25 per tire. Their coverage is spelled out clearly and matches or exceeds the insurance your dealer is trying to sell you. Certificate for Repair, Refund or Replacement - Discount Tire. One caveat, while I've been offered this before from my local store on new cars I'm not sure it's widely available. It may be a store specific offer since I'm a long time customer so call your local Discount Tire store to check before you take delivery.
 
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Good, good info.
 

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Discussion Starter #12
I think I was also considering it since the roads in Louisiana are absolutely terrible. pot holes, huge cracks, large bumps (on the highways), etc. People around here get tire and wheel damage like it is going out of style.
 

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Discussion Starter #13
BUMP. For prices people are actually paying at their dealerships.
 

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I had it on my last vette and it covered nothing...nail, curbs, potholes...nothing!


Sent from my iPad using Corvette Stingray Forum
 

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Discussion Starter #15
I had it on my last vette and it covered nothing...nail, curbs, potholes...nothing!


Sent from my iPad using Corvette Stingray Forum
So I am guessing you opted not to get it? Did they quote you a price at least when you bought your new car?
 
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